Government of India has implemented Trade Receivable Discounting System (TReDS) to address challenges faced by MSMEs in delayed payments (after receipt/acceptance of Material/Services) from Government buyers leading to shortfall of Working Capital. TReDS is an online electronic institutional mechanism for facilitating the financing of trade receivables of MSMEs through multiple financiers.
BPCL, HPCL, IOCL, and many more PSUs have authorised M1xchange - An RBI-Licensed TReDS platform to support vendors/suppliers in TReDS registration and helping them with early payment from PSUs they are supplying to.
The MSME Vendor has to register on the TReDS platform to avail the discounting facility.
TReDS is an innovative online platform that enables MSMEs to receive quick and easy financing against their trade receivables. TReDS platforms in India, such as M1xchange TReDS, provide a digital marketplace for MSMEs to sell their invoices to corporates and banks at a discounted rate.
To access TReDS, users can register online through the TReDS portal, complete the TReDS registration process, and log in to the platform. This online platform facilitates the discounting of invoices, helping MSMEs overcome liquidity challenges and achieve better financial stability.
Supplying to a PSU? Here’show you can get paid faster! If you’re an MSME vendor supplying goods or services to Public Sector Units (PSUs), you don’t have to wait 30, 45, or 60 days to receive your payment anymore.
With TReDS (Trade Receivables Discounting System), you can get your payments early — often within 24 hours of invoice acceptance!
TReDS is a digital platform where your invoices (receivables) can be financed by banks and NBFCs once they’re approved by your PSU buyer.
No more chasing payments — unlock your working capital 24 Hrs
You don’t need to offer any security or pledge assets
Financing happens through bidding from multiple financiers
No paperwork, no branch visits — just upload your invoice online
The PSU you supply to is already live on M1xchange, India’s leading TReDS platform
Unlock Seamless Liquidity in 24 hours
